Accidental Death and Dismemberment (AD&D) Insurance pays a lump-sum, tax-free benefit if you die or are seriously injured as a result of an accident. It applies around the clock, not just while you’re at work.
- If you die, the AD&D benefit is paid in addition to life insurance.
- Benefits are only paid as the result of an accident, so evidence of insurability is never required.
- The AD&D benefit is paid to your beneficiary if you die. It’s paid to you if you’re seriously injured.
Basic AD&D insurance
AECOM automatically provides you with company-paid AD&D insurance equal to one times your annual salary. Coverage reduces by 50% at age 65 and terminates when you retire.
Optional AD&D insurance
You can buy optional AD&D insurance for yourself, your spouse and your child(ren). The cost of AD&D insurance is based on the level of coverage you choose. You can find costs on the AECOM Benefits Service Centre website. You pay for this coverage through regular payroll deductions.
| Optional AD&D | Coverage Amounts |
|---|---|
| If you’re covering… | You can purchase… |
| Yourself | Units of $10,000 to a maximum of $500,000 |
| Your spouse | Units of $10,000 to a maximum of $500,000 or the amount of the employee coverage, whichever is lower |
| Your child(ren) | Units of $5,000 to a maximum of $100,000 |
When optional AD&D coverage ends
- Employee: Coverage ends when you retire or reach age 70
- Spouse: Coverage ends when you retire or reach age 70 or when your spouse reaches age 70, whichever happens first
- Child: Coverage ends when you retire or reach age 70, whichever happens first
Contact
AECOM Benefits Service Centre
The AECOM Benefits Service Centre, administered by SEB, is your primary point of contact for benefits enrolment, changes and inquiries.
Phone:
833.411.5520
Monday through Friday, 8 a.m. to 8 p.m. Eastern Time.
Website:
Go through Microsoft Authenticator (if you already have an AECOM Benefits Service Centre account).
Or visit AECOMBenefitsOnline.com and log in with your Access ID (Workday ID) and password.