{"id":441,"date":"2026-01-14T09:54:04","date_gmt":"2026-01-14T09:54:04","guid":{"rendered":"https:\/\/dev-benefits2024.pantheonsite.io\/en-ca\/?page_id=441"},"modified":"2026-02-12T23:58:59","modified_gmt":"2026-02-12T23:58:59","slug":"accidental-death-and-dismemberment-add-insurance","status":"publish","type":"page","link":"https:\/\/benefits.aecom.com\/en-ca\/accidental-death-and-dismemberment-add-insurance\/","title":{"rendered":"Accidental Death and Dismemberment (AD&amp;D) Insurance"},"content":{"rendered":"\n<div class=\"wp-block-columns sticky-sidebar-container is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.667%\">\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Accidental Death and Dismemberment (AD&amp;D) Insurance&nbsp;pays a lump-sum, tax-free benefit if you die or are seriously injured&nbsp;as a result of&nbsp;an accident. It applies around the clock, not just while&nbsp;you\u2019re&nbsp;at work. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"  \"> If you die, the AD&amp;D benefit is paid in addition to life insurance.&nbsp;<\/li>\n\n\n\n<li class=\"  \">Benefits are only paid as the result of an accident, so evidence of insurability is never&nbsp;required.&nbsp;<\/li>\n\n\n\n<li class=\"  \">The AD&amp;D benefit is paid to your beneficiary if you die.&nbsp;It\u2019s&nbsp;paid to you if&nbsp;you\u2019re&nbsp;seriously injured.&nbsp;<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\" \/>\n\n\n\n<h3 class=\"wp-block-heading mb-3\">Basic AD&amp;D insurance&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AECOM automatically provides you with company-paid AD&amp;D insurance equal to one&nbsp;times&nbsp;your annual salary. Coverage reduces by 50% at age 65 and&nbsp;terminates&nbsp;when you retire.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading mb-3\">Optional AD&amp;D insurance&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can buy optional AD&amp;D insurance for yourself, your&nbsp;spouse&nbsp;and your child(ren). The cost of AD&amp;D insurance is based on the level of coverage you choose. You can find costs on the AECOM Benefits Service Centre website. You pay for this coverage through regular payroll deductions.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><thead><tr><th>Optional AD&amp;D<\/th><th>Coverage Amounts<\/th><\/tr><\/thead><tbody><tr><td><strong>If you&#8217;re covering&#8230;<\/strong><\/td><td><strong>You can purchase&#8230;<\/strong><\/td><\/tr><tr><td>Yourself<\/td><td>Units of $10,000 to a maximum of $500,000<\/td><\/tr><tr><td>Your spouse<\/td><td>Units of $10,000 to a maximum of $500,000 or the amount of the employee coverage, whichever is lower<\/td><\/tr><tr><td>Your child(ren)<\/td><td>Units of $5,000 to a maximum of $100,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">When optional AD&amp;D coverage ends<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"  \">Employee: Coverage ends when you retire or reach age 70&nbsp;<\/li>\n\n\n\n<li class=\"  \">Spouse: Coverage ends when you retire or reach age 70 or when your spouse reaches age 70, whichever happens first&nbsp;<\/li>\n\n\n\n<li class=\"  \">Child: Coverage ends when you retire or reach age 70, whichever happens first&nbsp;<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column sticky-sidebar is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-earth-green-background-color has-background wp-element-button\" href=\"https:\/\/sso.seb-admin.com\/sp\/singlesignon?partnerIdP=https:\/\/sts.windows.net\/16ed5ab4-2b59-4e40-806d-8a30bdc9cf26\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Review Your Benefit Selection (Microsoft Authenticator)<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100\"><a class=\"wp-block-button__link has-earth-green-background-color has-background wp-element-button\" href=\"https:\/\/leplb0320.upoint.alight.com\/web\/aecom\/login?forkPage=false\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Review Your Benefit Selection (Access ID and password)<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover is-light resources-sidebar\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;min-height:50px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-stone-gray-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-d6b9e94e wp-block-cover-is-layout-constrained\">\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Accidental Death and Dismemberment (AD&amp;D) Insurance&nbsp;pays a lump-sum, tax-free benefit if you die or are seriously injured&nbsp;as a result of&nbsp;an accident. It applies around the clock, not just while&nbsp;you\u2019re&nbsp;at work. Basic AD&amp;D insurance&nbsp; AECOM automatically provides you with company-paid AD&amp;D insurance equal to one&nbsp;times&nbsp;your annual salary. Coverage reduces by 50% at age 65 and&nbsp;terminates&nbsp;when you [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page-blank-container.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-441","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/pages\/441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/comments?post=441"}],"version-history":[{"count":43,"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/pages\/441\/revisions"}],"predecessor-version":[{"id":1119,"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/pages\/441\/revisions\/1119"}],"wp:attachment":[{"href":"https:\/\/benefits.aecom.com\/en-ca\/wp-json\/wp\/v2\/media?parent=441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}