{"id":454,"date":"2026-01-14T10:17:18","date_gmt":"2026-01-14T10:17:18","guid":{"rendered":"https:\/\/dev-benefits2024.pantheonsite.io\/en-ca\/?page_id=454"},"modified":"2026-02-25T23:42:34","modified_gmt":"2026-02-25T23:42:34","slug":"critical-illness-insurance","status":"publish","type":"page","link":"https:\/\/benefits.aecom.com\/en-ca\/critical-illness-insurance\/","title":{"rendered":"Critical Illness Insurance\u00a0"},"content":{"rendered":"\n
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Critical illness insurance provides a tax-free lump-sum cash payment if you or your spouse is diagnosed for the first time with a covered critical illness while the insurance is active and meets certain criteria.  <\/p>\n\n\n\n

You decide how to use the financial benefit \u2014 you can use it for things like medical expenses, nursing or childcare expenses, groceries, and even to make modifications to your home or vehicle. The insurance covers 40 different conditions, including heart attack, cancer and stroke.  <\/p>\n\n\n\n

You can elect coverage for you and your spouse, as detailed below: <\/p>\n\n\n\n

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You<\/strong><\/th>Your Spouse<\/strong><\/th><\/tr><\/thead>
Units of $5,000 to a maximum of $550,000 (evidence of insurability is required for amounts over $60,000 or any amounts elected in the future)<\/td>Units of $5,000 to a maximum of $550,000 (evidence of insurability is required for amounts over $40,000 or any amounts elected in the future)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
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You pay 100% of the cost of coverage through regular payroll deductions. Your cost depends on the level of coverage you choose and your age, gender and smoker status. Coverage is available up to age 70 and is subject to a pre-existing condition limitation. <\/p>\n\n\n\n

You can enrol during Open Enrolment or as a new hire within 31 days of your hire date.  \u200b<\/p>\n<\/div>\n\n\n\n

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Review Your Benefit Selection (Microsoft Authenticator)<\/strong><\/a><\/div>\n\n\n\n
Review Your Benefit Selection (Access ID and password)<\/strong><\/a><\/div>\n<\/div>\n\n\n\n
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Related Links<\/strong><\/h3>\n\n\n\n