{"id":465,"date":"2026-01-14T14:04:14","date_gmt":"2026-01-14T14:04:14","guid":{"rendered":"https:\/\/dev-benefits2024.pantheonsite.io\/en-ca\/?page_id=465"},"modified":"2026-02-25T23:43:55","modified_gmt":"2026-02-25T23:43:55","slug":"disability-insurance","status":"publish","type":"page","link":"https:\/\/benefits.aecom.com\/en-ca\/disability-insurance\/","title":{"rendered":"Disability Insurance"},"content":{"rendered":"\n
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Disability insurance provides financial support if you become ill or injured and unable to work for an extended period of time. You will receive a percentage of your income, as long as you qualify for disability leave under the AECOM plans.  <\/p>\n\n\n\n

Short-term disability (STD) insurance and long-term disability (LTD) insurance are both required for all AECOM employees. <\/p>\n\n\n\n

LTD benefits end when you no longer meet the definition of disability, when you recover or when you reach age 65. <\/p>\n\n\n\n

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Short-Term Disability Plan  <\/h3>\n\n\n\n

If you\u2019ve been ill or injured for five consecutive business days and are unable to perform your normal work, you may qualify for Short-Term Disability (STD) benefits, which replace 67% of your base pay, for up to 16 weeks (after an elimination period of five business days).  <\/p>\n\n\n\n

AECOM pays the premium for Short-Term Disability, which means the benefit amount you receive once your STD claim is approved will be taxed as income in alignment with CRA requirements. <\/p>\n\n\n\n

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How to Submit a Claim <\/h3>\n\n\n\n
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The Plan Member Statement and Disability Insurance Medical Statement (DIMS) (formerly Attending Physician Statement) are required for absences of more than 5 consecutive business days for the same illness or disability. Those two forms are sent directly to Sun Life.   <\/p>\n\n\n\n

The Short-Term Disability Request Form is returned to the Leave of Absence Partner (Katy.veilleu@aecom.com<\/a>).  <\/p>\n\n\n\n

There is a one-week elimination period (5 business days) before STD benefits begin.  During this time, you may use paid flexible time-off (FTO) (Project: 04001001, Task: 100, Type: Sick_FTO). <\/p>\n\n\n\n

Sun Life, AECOM\u2019s disability administrator, will become the source of your STD payments after the 5-day elimination period.  <\/p>\n\n\n\n

You do not need to complete timesheets after the first 5 days, unless the leave starts in the middle of the week \u2014 in this case, you can use the LOA code for the remainder of the week (starting on day 6): Project: 0400100, Task: 60, Type: LOA (leave without pay). <\/p>\n\n\n\n

Starting on day six of the leave, there shouldn\u2019t be any earnings from AECOM as it would be covered by Sun Life under the short-term disability program. <\/p>\n\n\n\n

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Long-Term Disability Plan <\/h3>\n\n\n\n
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If you are still unable to work after being on approved STD for 17 weeks, you may qualify for LTD benefits.  <\/p>\n\n\n\n

Your LTD benefits will continue for as long as you are totally disabled (up to age 65) and under the care of a medical doctor. <\/p>\n<\/div>\n\n\n\n

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Related Links<\/h3>\n\n\n\n