{"id":744,"date":"2025-11-24T11:27:24","date_gmt":"2025-11-24T11:27:24","guid":{"rendered":"https:\/\/dev-benefits2024.pantheonsite.io\/us\/?page_id=744"},"modified":"2026-02-19T16:44:21","modified_gmt":"2026-02-19T16:44:21","slug":"accident-insurance","status":"publish","type":"page","link":"https:\/\/benefits.aecom.com\/us\/accident-insurance\/","title":{"rendered":"Accident Insurance"},"content":{"rendered":"\n
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Accident Insurance pays you benefits for specific injuries and events resulting from a covered accident. <\/h5>\n\n\n\n

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Accident Insurance is a limited benefit policy \u2014 it is not health insurance.  Benefits will be paid directly to you to use for any purpose, such as paying out-of-pocket medical expenses, copays, deductibles and more \u2014 it\u2019s up to you. Below are some of the injuries and treatments that are covered. Review the benefits highlights for the complete list of covered injuries and treatments. <\/p>\n\n\n\n

SUMMARY OF FEATURES AND BENEFITS<\/th><\/tr>
Carrier<\/strong> <\/td>Voya\u00a0<\/td><\/tr>
How it works<\/strong> <\/td>Pays benefits to the insured for covered accidents after the effective date while coverage is in force <\/td><\/tr>
Ambulance \u2013 ground<\/strong> <\/td>$600 <\/td><\/tr>
Emergency room<\/strong> <\/td>$300 <\/td><\/tr>
Urgent care<\/strong> <\/td>$300 <\/td><\/tr>
Follow-up treatment<\/strong> <\/td>$120 <\/td><\/tr>
X-ray<\/strong> <\/td>$400 <\/td><\/tr>
Inpatient hospital admission<\/strong> <\/td>$2,000 (1 x per accident) <\/td><\/tr>
Hospital confinement<\/strong> (per day, up to 365 days) <\/td>$400 <\/td><\/tr>
Concussion<\/strong> <\/td>$600 <\/td><\/tr>
Closed dislocations (shoulder)<\/strong> <\/td>$2,200 \/ $4,400 <\/td><\/tr>
Closed fractures (wrist)<\/strong> <\/td>$1,400 \/ $2,800 <\/td><\/tr>
Lacerations<\/strong> <\/td>Up to $960 <\/td><\/tr>
Accidental death<\/strong> <\/td>$200,000 <\/td><\/tr>
Wellness benefit<\/strong> <\/td>$50 (1 per person per year) <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n


Wellness Benefit <\/h3>\n\n\n\n

Accident Insurance coverage includes a Wellness Benefit, which pays you and your covered family members an annual benefit if you complete an eligible health screening test \u2014 such as a mental health screening, flu immunization, mammogram or a routine eye or dental exam.  <\/p>\n\n\n\n

File a claim(s) at the Voya Online Claims Center at voya.com\/claims<\/a>.
(Group Name: AECOM, Group Policy Number: 751278) <\/p>\n\n\n\n

Guaranteed Coverage  <\/h3>\n\n\n\n

If you choose to enroll in Accident Insurance, coverage is guaranteed. For details on these plans, go to presents.voya.com\/EBRC\/AECOM<\/a>. <\/p>\n<\/div>\n\n\n\n

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Review Your Benefit Selection<\/strong><\/a><\/div>\n<\/div>\n\n\n\n
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Related Links<\/h3>\n\n\n\n