{"id":780,"date":"2025-11-24T12:13:46","date_gmt":"2025-11-24T12:13:46","guid":{"rendered":"https:\/\/dev-benefits2024.pantheonsite.io\/us\/?page_id=780"},"modified":"2026-10-13T17:26:12","modified_gmt":"2026-10-13T17:26:12","slug":"disability-benefits","status":"publish","type":"page","link":"https:\/\/benefits.aecom.com\/us\/disability-benefits\/","title":{"rendered":"Disability Insurance"},"content":{"rendered":"\n<div class=\"wp-block-columns sticky-sidebar-container is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.667%\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns sticky-sidebar-container is-layout-flex wp-container-core-columns-is-layout-cb38399c wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.667%\">\n<p class=\"wp-block-paragraph\">Short-term disability (STD) and long-term disability (LTD) protect your income in the event you are disabled and unable to work. AECOM\u2019s STD and LTD insurance are administered by&nbsp;The Hartford.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AECOM provides basic STD coverage at no cost&nbsp;to employees. If you want LTD coverage, you can enroll in core or buy-up LTD coverage.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u26a0\ufe0f<\/strong> <strong>Effective January 1, 2027, AECOM will transition from The Hartford to New York Life <\/strong>for life insurance, accidental death &amp; dismemberment (AD&amp;D) Insurance, disability insurance, and leave of absence (LOA) administration. \u00a0<br><br>This means New York Life will administer new disability claims and leave requests. Beginning January 1, 2027, contact New York Life by phone at 888. 842.4462\u00a0or via the online portal at <a href=\"https:\/\/www.myNYLGBS.com\" target=\"_blank\" rel=\"noreferrer noopener\">myNYLGBS.com<\/a> to start your claim.<br><br>If you have a disability claim that began in 2026, The Hartford will continue administering that disability claim, even if it extends into 2027. However, certain leave administration responsibilities may transition to New York Life beginning January 1, 2027, including FMLA benefits. In some situations, you may interact with both administrators during the transition period. \u00a0<br><br>Find more information about the transition by reviewing the <a href=\"https:\/\/benefits.aecom.com\/us\/new-york-life-transition-faqs\/\" target=\"_blank\" rel=\"noreferrer noopener\">New York Life Transition FAQs<\/a>.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Short-Term Disability<\/h3>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a qualifying disability, benefits begin after 7 consecutive days and may continue up to&nbsp;26 weeks&nbsp;from the date of disability.&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"  \">The STD benefit provides 100% of your base weekly earnings for up to&nbsp;6 weeks.&nbsp;&nbsp;<\/li>\n\n\n\n<li class=\"  \">After&nbsp;6 weeks, the STD benefit provides 66.67% of your&nbsp;base&nbsp;weekly earnings for the&nbsp;remainder&nbsp;of the approved STD period.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"\/>\n\n\n\n<h3 class=\"wp-block-heading mb-3\">Core Long-Term Disability&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"  \">Pays&nbsp;60% of your base annual pay, up to $15,000 per month.&nbsp;&nbsp;<\/li>\n\n\n\n<li class=\"  \">LTD benefits begin after&nbsp;180 days&nbsp;and may be payable up to your Social&nbsp;Security&nbsp;normal retirement age.&nbsp;<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Buy-Up Long-Term&nbsp;Disability&nbsp;&nbsp;<\/h3>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"  \">Pays&nbsp;66.67% of your base annual pay, up to $15,000 per month.&nbsp;&nbsp;<\/li>\n\n\n\n<li class=\"  \">LTD benefits begin after&nbsp;180 days&nbsp;and may be payable up to your Social Security normal retirement age.&nbsp;<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Disability&nbsp;Insurance and Leave of Absence<\/h3>\n\n\n\n<div style=\"height:9px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Disability insurance may run&nbsp;concurrently&nbsp;with a leave of absence. For example, when you file a STD claim, your eligibility for a leave of absence will&nbsp;also&nbsp;be reviewed.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Disability Insurance and State Medical Leave Programs&nbsp;<\/h3>\n\n\n\n<div style=\"height:14px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">STD Insurance is&nbsp;<strong>offset<\/strong>&nbsp;by what you anticipate receiving from your work state program (as applicable). To receive this offset amount, you need to open a claim with your work state:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"  \">If you work in the state of New York or Hawaii,&nbsp;The Hartford&nbsp;will&nbsp;assist&nbsp;with processing the&nbsp;state&nbsp;claim.&nbsp;&nbsp;<\/li>\n\n\n\n<li class=\"  \">If you work in the following states, you should also open a claim with your state\u2019s paid medical leave program. Each state has their own process for opening a claim:&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><a href=\"https:\/\/edd.ca.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">California<\/a>&nbsp;<\/td><td><a href=\"https:\/\/www.mass.gov\/info-details\/paid-family-and-medical-leave-pfml-overview-and-benefits\" target=\"_blank\" rel=\"noreferrer noopener\">Massachusetts<\/a>&nbsp;<\/td><td><a href=\"https:\/\/trabajo.pr.gov\/sinot.asp\" target=\"_blank\" rel=\"noreferrer noopener\">Puerto Rico<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/famli.colorado.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">Colorado<\/a>&nbsp;<\/td><td><a href=\"https:\/\/www.maine.gov\/paidleave\/\" target=\"_blank\" rel=\"noreferrer noopener\">Maine (May 1, 2026)<\/a>&nbsp;<\/td><td><a href=\"https:\/\/dlt.ri.gov\/individuals\/temporary-disability-caregiver-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Rhode Island<\/a>&nbsp;<\/td><\/tr><tr><td><a href=\"https:\/\/www.ctpaidleave.org\/?language=en_US\" target=\"_blank\" rel=\"noreferrer noopener\">Connecticut<\/a>&nbsp;<\/td><td><a href=\"https:\/\/pl.mn.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">Minnesota<\/a>&nbsp;<\/td><td><a href=\"https:\/\/paidleave.wa.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">Washington<\/a>&nbsp;&nbsp;<\/td><\/tr><tr><td><a href=\"https:\/\/labor.delaware.gov\/delaware-paid-leave\/\" target=\"_blank\" rel=\"noreferrer noopener\">Delaware<\/a>&nbsp;<\/td><td><a href=\"https:\/\/www.nj.gov\/labor\/myleavebenefits\/\" target=\"_blank\" rel=\"noreferrer noopener\">New Jersey<\/a>&nbsp;<\/td><td><strong>Note:<\/strong>&nbsp;Additional&nbsp;statutory paid medical and family leave programs are&nbsp;anticipated&nbsp;to become available. Please check with your state.&nbsp;&nbsp;<\/td><\/tr><tr><td><a href=\"https:\/\/dcpaidfamilyleave.dc.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">District of Columbia<\/a>&nbsp;<\/td><td><a href=\"https:\/\/paidleave.oregon.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">Oregon<\/a>&nbsp;<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column sticky-sidebar is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div style=\"--wp--block-button--width: 100;\" class=\"wp-block-button has-custom-width wp-block-button__width wp-block-button__width-100\"><a class=\"wp-block-button__link has-earth-green-background-color has-background wp-element-button\" href=\"https:\/\/leplb0320.upoint.alight.com\/web\/aecom\/login?forkPage=false\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Review Your Benefit Selection<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-cover quick-links\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;min-height:50px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-midnight-teal-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-5fcd8cbc wp-block-cover-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left\" style=\"font-size:24px\">Related Links<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"  \"><a href=\"https:\/\/benefits.aecom.com\/wp-content\/uploads\/documents\/US\/leave_of_absence\/how_to_request_a_leave.pdf\" data-type=\"link\" data-id=\"https:\/\/dev-usbenefits-vendor-backup.pantheonsite.io\/docs\/How-to-Request-a-Leave.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">File a Claim<\/a><\/li>\n\n\n\n<li class=\"  \"><a href=\"https:\/\/benefits.aecom.com\/wp-content\/uploads\/documents\/US\/leave_of_absence\/loa-and-disability-guide-checklist.pdf\" data-type=\"link\" data-id=\"https:\/\/dev-usbenefits-vendor-backup.pantheonsite.io\/docs\/LOA-and-Disability-Guide-Checklist.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Leave and Disability Guide<\/a><\/li>\n\n\n\n<li class=\"  \"><a href=\"https:\/\/benefits.aecom.com\/us\/leaves-of-absence-and-disability\/\" data-type=\"link\" data-id=\"https:\/\/benefits.aecom.com\/us\/leaves-of-absence-and-disability\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn more about different types of Leave<\/a><\/li>\n\n\n\n<li class=\"  \"><a href=\"https:\/\/benefits.aecom.com\/wp-content\/uploads\/documents\/US\/disability_insurance\/return_to_work_release_form.pdf\" data-type=\"link\" data-id=\"https:\/\/aecomusabcstg.wpengine.com\/docs\/return-to-work-release-form\/\" target=\"_blank\" rel=\"noreferrer noopener\">Return to Work Release Form\u202f\u202f&nbsp;<\/a><\/li>\n<\/ul>\n<\/div><\/section>\n\n\n\n<div class=\"wp-block-cover is-light resources-sidebar has-vendor-data vendor-group-vendor_contact\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;min-height:50px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-stone-gray-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-d6b9e94e wp-block-cover-is-layout-constrained\"><style>\n\t\t.vendor-directory-fields {\n\t\t\tmargin-bottom: 20px;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-name {\n\t\t\tmargin: 0 0 12px 0;\n\t\t\tfont-size: 1.5em;\n\t\t\tfont-weight: 600;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-description {\n\t\t\tmargin: 0 0 20px 0;\n\t\t\tfont-size: 1em;\n\t\t\tline-height: 1.6;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-links {\n\t\t\tdisplay: flex;\n\t\t\tgap: 20px;\n\t\t\tflex-wrap: wrap;\n\t\t\talign-items: stretch;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-link-column {\n\t\t\tflex: 1;\n\t\t\tmin-width: 140px;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-links {\n\t\t\tmargin: 0 !important;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-link-column {\n\t\t\tmargin: 0 !important;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-badge {\n\t\t\tmargin: 0 !important;\n\t\t\tpadding: 0;\n\t\t\tdisplay: block;\n\t\t\twidth: 100%;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-badge a,\n\t\t.vendor-directory-fields .vendor-app-badge-link {\n\t\t\tdisplay: block;\n\t\t\twidth: 100%;\n\t\t\tmargin: 0;\n\t\t}\n\t\t.vendor-directory-fields .vendor-app-badge img,\n\t\t.vendor-directory-fields .vendor-app-badge-image {\n\t\t\twidth: 100% !important;\n\t\t\tmax-width: 100% !important;\n\t\t\theight: auto !important;\n\t\t\tdisplay: block;\n\t\t\tmargin: 0 !important;\n\t\t}\n\t\t.vendor-directory-fields figure.vendor-app-badge {\n\t\t\twidth: 100%;\n\t\t\tmargin: 0 !important;\n\t\t}\n\t\t.vendor-directory-fields .vendor-contact-field-label {\n\t\t\tmargin: 0 0 8px 0;\n\t\t\tfont-size: 1.25em;\n\t\t\tfont-weight: 600;\n\t\t}\n\t\t.vendor-directory-fields .vendor-contact-field {\n\t\t\tmargin-bottom: 12px;\n\t\t}\n\t\t.vendor-directory-fields .vendor-contact-field strong {\n\t\t\tdisplay: block;\n\t\t\tmargin-bottom: 4px;\n\t\t}\n\t\t.vendor-directory-fields .vendor-contact-field-content {\n\t\t\tline-height: 1.5;\n\t\t}\n\t<\/style><div class=\"vendor-directory-fields\" data-vendor-id=\"611\" data-field-group=\"vendor_contact\"><div class=\"vendor-contact-content\"><div class=\"vendor-contact-fields\"><div class=\"vendor-contact-field vendor-contact-field--vendor_contact_info\"><h3 class=\"vendor-contact-field-label\">Contact<\/h3><div class=\"vendor-contact-field-content\"><p><span data-contrast=\"auto\">The Hartford\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">866.262.7316<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><a href=\"http:\/\/abilityadvantage.thehartford.com\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">AbilityAdvantage.TheHartford.com<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover is-light resources-sidebar has-vendor-data vendor-group-vendor_contact\" style=\"padding-top:40px;padding-right:40px;padding-bottom:40px;padding-left:40px;min-height:50px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-stone-gray-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-d6b9e94e wp-block-cover-is-layout-constrained\"><div class=\"vendor-directory-fields\" data-vendor-id=\"3462\" data-field-group=\"vendor_contact\"><div class=\"vendor-contact-content\"><div class=\"vendor-contact-fields\"><div class=\"vendor-contact-field vendor-contact-field--vendor_contact_info\"><h3 class=\"vendor-contact-field-label\">Contact<\/h3><div class=\"vendor-contact-field-content\"><p><strong>New York Life<\/strong> (Available starting January 2027)<\/p>\n<p><span class=\"TextRun SCXW170725271 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW170725271 BCX8\">Phone: 888-842-4462<\/span><span class=\"NormalTextRun SCXW170725271 BCX8\"> (Hours: Monday \u2013 Friday, 7:00 a.m. \u2013 7:00 p.m. CT)<\/span><\/span><span class=\"EOP Selected SCXW170725271 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:278}\">\u00a0<\/span><\/p>\n<p>Website: <a href=\"http:\/\/www.myNYLGBS.com\" target=\"_blank\" rel=\"noopener\">myNYLGBS.com<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Short-term disability (STD) and long-term disability (LTD) protect your income in the event you are disabled and unable to work. AECOM\u2019s STD and LTD insurance are administered by&nbsp;The Hartford.&nbsp; AECOM provides basic STD coverage at no cost&nbsp;to employees. If you want LTD coverage, you can enroll in core or buy-up LTD coverage.&nbsp; \u26a0\ufe0f Effective January [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page-blank-container.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-780","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/pages\/780","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/comments?post=780"}],"version-history":[{"count":30,"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/pages\/780\/revisions"}],"predecessor-version":[{"id":3740,"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/pages\/780\/revisions\/3740"}],"wp:attachment":[{"href":"https:\/\/benefits.aecom.com\/us\/wp-json\/wp\/v2\/media?parent=780"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}