Critical Illness Insurance pays you a benefit if you or a covered family member is treated for a major medical event or diagnosed with a critical illness — heart attack, stroke, cancer, major organ transplant and more.
You can use any benefit payment to pay deductibles, coinsurance, long-term rehabilitation or anything else you need.
Below are some of the covered illnesses and conditions that are covered.
Review the benefits highlights for the complete list of covered illnesses and conditions covered.
| SUMMARY OF FEATURES AND BENEFITS | |
|---|---|
| Carrier | Voya |
| Coverage options | Employee coverage: $10,000, $20,000 or $30,000 Spouse/domestic partner and/or child(red) coverage: 100% of employee benefit |
| How it works | Pays you a benefit when a covered critical illness is diagnosed |
| Invasive cancer | 110% |
| Non-invasive cancer | 50% |
| Skin cancer limitation | 10% (1 x per year) |
| Heart attack | 110% |
| Stroke | 110% |
| Major organ transplant | 100% |
| Sudden cardiac arrest | 110% |
| Multiple sclerosis | 150% |
| Benign brain tumor | 100% |
| Coronary artery bypass surgery/disease | 100% |
| Parkinson’s disease | 150% |
| Alzheimer’s disease | 150% |
| Wellness benefit | $75 (1 per person per year) |
Wellness Benefit
Critical Illness Insurance coverage includes a Wellness Benefit, which pays you and your covered family members an annual benefit if you complete an eligible health screening test — a mental health screening, flu immunization, mammogram or a routine eye or dental exam.
File a claim(s) at the Voya Online Claims Center at voya.com/claims (Group Name: AECOM, Group Policy Number: 751278)
Guaranteed Coverage
If you choose to enroll in Critical Illness Insurance, coverage is guaranteed. For details on these plans, go to presents.voya.com/EBRC/AECOM.