Retirement & Savings Plan (RSP)

All full-time, part-time and temporary employees are immediately eligible for the RSP upon hire and will have an opportunity to enroll within one week of hire date. You may contribute up to 75% of eligible compensation (subject to IRS limitations). Contribution options include pre-tax, Roth 401(k) and after-tax, with an option for in-plan Roth conversions. Automatic enrollment at 1% occurs 45 days after your hire date.

AECOM matches 50% of the first 6% of pre-tax or Roth 401(k) contributions. After-tax contributions are not matched. Matching contributions are credited each April for the prior calendar year, with 50% allocated to the AECOM Stock Fund and the remaining 50% per your investment elections. To be eligible for matching contributions, you must be an employee on the last day of the year, some exceptions apply. Your contributions are always vested. Matching contributions vest gradually over three years based on your eligible years of service.

Current IRS Contribution Limits:

• $24,500 for employee Pre-Tax and Roth 401(k) contributions
• $8,000 for catch-up contributions for employees age 50 and older (during 2026)
• $11,250 for catch-up contributions for employees ages 60 to 63 as of December 31, 2026
• $150,000 Roth catch-up wage threshold
• $72,000 annual contribution limit (combined employee and employer contributions)

Access Merrill’s Benefits Online at benefits.ml.com to enroll or make changes. If you are new to Benefits Online, click here on how to create an account. Please note your assigned number is your Workday ID.

Collectively bargained employees, contract employees and employees working in Puerto Rico are not eligible for the RSP and may be eligible for a different plan.