Accident Insurance pays you benefits for specific injuries and events resulting from a covered accident.
Accident Insurance is a limited benefit policy — it is not health insurance. Benefits will be paid directly to you to use for any purpose, such as paying out-of-pocket medical expenses, copays, deductibles and more — it’s up to you. Below are some of the injuries and treatments that are covered. Review the benefits highlights for the complete list of covered injuries and treatments.
| SUMMARY OF FEATURES AND BENEFITS | |
|---|---|
| Carrier | Voya |
| How it works | Pays benefits to the insured for covered accidents after the effective date while coverage is in force |
| Ambulance – ground | $600 |
| Emergency room | $300 |
| Urgent care | $300 |
| Follow-up treatment | $120 |
| X-ray | $400 |
| Inpatient hospital admission | $2,000 (1 x per accident) |
| Hospital confinement (per day, up to 365 days) | $400 |
| Concussion | $600 |
| Closed dislocations (shoulder) | $2,200 / $4,400 |
| Closed fractures (wrist) | $1,400 / $2,800 |
| Lacerations | Up to $960 |
| Accidental death | $200,000 |
| Wellness benefit | $50 (1 per person per year) |
Wellness Benefit
Accident Insurance coverage includes a Wellness Benefit, which pays you and your covered family members an annual benefit if you complete an eligible health screening test — such as a mental health screening, flu immunization, mammogram or a routine eye or dental exam.
File a claim(s) at the Voya Online Claims Center at voya.com/claims.
(Group Name: AECOM, Group Policy Number: 751278)
Guaranteed Coverage
If you choose to enroll in Accident Insurance, coverage is guaranteed. For details on these plans, go to presents.voya.com/EBRC/AECOM.