Disability Insurance

Short-term disability (STD) and long-term disability (LTD) protect your income in the event you are disabled and unable to work. AECOM’s STD and LTD insurance are administered by The Hartford. 

AECOM provides basic STD coverage at no cost to employees. If you want LTD coverage, you can enroll in core or buy-up LTD coverage. 

⚠️ Effective January 1, 2027, AECOM will transition from The Hartford to New York Life for life insurance, accidental death & dismemberment (AD&D) Insurance, disability insurance, and leave of absence (LOA) administration.   This means New York Life will administer new disability claims and leave requests. Beginning January 1, 2027, contact New York Life by phone at 888. 842.4462 or via the online portal at myNYLGBS.com to start your claim. If you have a disability claim that began in 2026, The Hartford will continue administering that disability claim, even if it extends into 2027. However, certain leave administration responsibilities may transition to New York Life beginning January 1, 2027, including FMLA benefits. In some situations, you may interact with both administrators during the transition period.   Find more information about the transition by reviewing the New York Life Transition FAQs.

Short-Term Disability

If you have a qualifying disability, benefits begin after 7 consecutive days and may continue up to 26 weeks from the date of disability.  

• The STD benefit provides 100% of your base weekly earnings for up to 6 weeks.  
• After 6 weeks, the STD benefit provides 66.67% of your base weekly earnings for the remainder of the approved STD period.  

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Core Long-Term Disability 

• Pays 60% of your base annual pay, up to $15,000 per month.  
• LTD benefits begin after 180 days and may be payable up to your Social Security normal retirement age. 

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Buy-Up Long-Term Disability  

• Pays 66.67% of your base annual pay, up to $15,000 per month.  
• LTD benefits begin after 180 days and may be payable up to your Social Security normal retirement age. 

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Disability Insurance and Leave of Absence

Disability insurance may run concurrently with a leave of absence. For example, when you file a STD claim, your eligibility for a leave of absence will also be reviewed. 

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Disability Insurance and State Medical Leave Programs 

STD Insurance is offset by what you anticipate receiving from your work state program (as applicable). To receive this offset amount, you need to open a claim with your work state:  

• If you work in the state of New York or Hawaii, The Hartford will assist with processing the state claim.  
• If you work in the following states, you should also open a claim with your state’s paid medical leave program. Each state has their own process for opening a claim:  

California	Massachusetts	Puerto Rico
Colorado	Maine (May 1, 2026)	Rhode Island
Connecticut	Minnesota	Washington
Delaware	New Jersey	Note: Additional statutory paid medical and family leave programs are anticipated to become available. Please check with your state.
District of Columbia	Oregon